Terms and Conditions

Use of Your Information

You must provide accurate and updated information. We will search records relating to you at credit reference agencies. They will add details of our search and your application to your records and this will be seen by other organisations that make searches. We may also check at fraud prevention agencies to prevent or detect fraud.

If false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies to prevent fraud and money laundering.

We are able to provide you with further details explaining how the information held by fraud prevention agencies may be used.

If you have made a joint application or tell us that you have a spouse or financial associate, both we and the credit reference agencies will link your records together so you must be sure that you have their agreement to disclose information about them.

You have a right to receive a copy of the information we hold about you if you make a request in writing.

All loans are subject to status and affordability checks.

We and other organisations may also access and use the information provided to prevent fraud and money laundering, for example, when:

  • checking details on applications for credit and credit related or other facilities
  • managing credit and credit related accounts or facilities
  • recovering debt
  • checking details on proposals and claims for all types of insurance
  • checking details of job applicants and employees.

Please telephone us on 01432 347788 if you want to receive details of the relevant fraud prevention agencies. You have a legal right to these details.

Promarine Finance, 26 – 28 Aubrey Street, Hereford, HR6 0AX

Telephone calls between us and you in connection with the application and any loan may be recorded for monitoring or regulatory purposes or to maintain and improve our service or for training staff.

By confirming your agreement to proceed you are accepting that we may use your information in this way and you consent to searches being made.