Last month we started focusing on social media with @prpeta (aka ‘Peta the Tweeter’ / Peta Stuart-Hunt) who has helped us to formulate a campaign that is starting to pay dividends in terms of getting our key messages out to a wider audience. We feel it is important both for our existing customers, as well as reaching potential new clients, to embrace new media (as in Twitter/Facebook/Linkedin etc) and we’re learning a few lessons along the way.
For example, what we might think is of interest for people to read about may not have quite the level of impact that we thought, and purely because we’re too close to it. We’re hoping that with some professional external and objective help on board, we will be making all our corporate and client communications more regular and even more interesting!
Please help us spread the word by liking and sharing our posts on Promarine Finance’s Facebook page our Twitter news feed @promarineinfo.
Peta Stuart-Hunt http://www.prworksuk.com/
Our new customer approached us with a vision of having a Traditional Wide Beam “Sail Away” for him to live on. If you are looking at Sail Away or other new builds remember to follow the RCD directive http://www.thecba.org.uk/.
We have agreed to finance the new build with stage payments to the builder. The customer’s deposit is the first payment after which we payout in stages. At each stage the new build is surveyed and confirmed to meet RCD requirements so that we can release the agreed payment to the builder.
We are finding more and more customers wanting to escape the pressures of modern living and take to the waterways for a more idyllic lifestyle. Whether new or pre-owned vessels, we can help secure sales and purchases that may otherwise have slipped away without our finance options.
We are just a phone call away.
Our customer signed up to a 10 year mortgage with us in 2014. Since then he has changed his boat 3 times! Mr P found that the way he used his boat was evolving so it made sense to him to upgrade but only if the new deal could be financed and was affordable.
Our flexibility has allowed Mr P to upgrade to better boats with ease; the latest being a Fairline Targa 43. As an existing customer we approved the finance over the phone. We have several customers that we are currently upgrading. Promarine understands that circumstances change and that eyes can wander…we are here to help customers get exactly what they want!
Send us an email or call to find out how we can help you.
The canal boat industry is pleased to find Promarine do not require boaters to have residential moorings meaning all boaters are able to cruise continuously and live aboard.
We are also financing new build vessels with stage payments.
Stuart Austin, Director of Promarine explains how his company differs from main stream lenders
“We became involved with marine finance because of our personal interests in sailing and we recognise the passion and importance of owning a boat. A boat can easily become a family member and much cherished”
Stuart continues, “our lending is based around finding people that want to cherish their boat and then ensuring we help them to purchase what they can afford”.
So far Promarine Finance has helped lots of boaters purchase boats that often fall outside the remit of the banks. Promarine will finance older boats providing they survey satisfactorily, will lend lower values from £3k upwards and over periods of up to 10 years. Typically Promarine will lend against 70% of the value of a boat.
Stuart adds “most of our customers have a good idea of the type of boat and budget they can afford, but often they choose to finance only part of the boat purchase price, so keeping their savings in place for a “rainy day” scenario. We are very happy to lend the minimum amount customers need to get the boat they want and at payments they can afford. Our website has an online calculator and enquiry form to quickly get the ball rolling.”
From new to older boats we can arrange loans from £3,000 over a period of up to ten years. We have successfully arranged finance for boats ranging from Sunseekers for leisure to live aboard canal boats. Here are a couple of our recent case studies.
Sunseeker Superhawk 50
Our customer Mr G, a self-employed gentleman, applied for finance on Tuesday 8 September at 2.45pm. We were able to confirm acceptance 15 minutes later!
Mr G was keen to have his boat by Saturday. Despite the pressures of the Southampton Boat Show, Sunseeker and Promarine pulled together and Mr G took delivery of his beautiful boat on Saturday. Thank you to Sunseeker for working with us to help make Mr G’s weekend!
Miss B is a recently qualified medical professional, moving to take up her first hospital post. We received Miss B’s proposal from our broker and were able to issue an acceptance and confirm that the deal could go ahead within 15 minutes.
Boat ownership is an affordable and practical way for people to settle in a new area. We are particularly keen to support our young medics and are happy to have been able to help Miss B relocate.
The canal boat industry is pleased to find Promarine do not require boaters to have residential moorings, meaning all boaters are able to cruise continuously.
The Financial Conduct Authority (FCA) controls direct finance activity between brokers and customers. It is now vital that brokers include the detail of their finance providers’ features on their websites.
As a finance provider, Promarine has been asked by boat broker partners to supply details of its finance features for inclusion on their websites. Promarine’s promotions fall within the FCA guidelines.
Stuart Austin, Promarine Director, commented “our lending is based around finding people that want to cherish their boat and then ensuring we help them to purchase what they can afford.”
Promarine Finance has often helped boaters purchase boats that fall outside the remit of the banks. Promarine will finance older boats, lend from as little as £3,000 and over a period of up to ten years. Typically Promarine will lend up to 70%.
Stuart added “most of our customers have a clear idea of the type of boat they want and the budget they can afford. Customers often choose to finance part of their boat purchase price, so keeping their savings in place for a rainy day. We are very happy to lend the minimum amount customers need to get the boat they want, at payments they can afford. Our online calculator helps to quickly get the ball rolling.”
Recent changes introduced by the FCA restrict licensed brokers to introducing Promarine Finance to customers that are limited companies or defined as “high net worth individuals.” All regulated customers must make their own arrangements.