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Boat or motorhome: which one is right for me?

People on boat

If you enjoy being independent and fully flexible while travelling the roads, seas, and waterways of the world, perhaps you’ve considered purchasing a boat, a motorhome, or both. 

For travel lovers, families, couples, or solo adventurers, boats and motorhomes offer a number of great benefits and similarities. For example, if the boat is big enough, both enable you to travel in a comfortable, albeit more compact setting, and they rely upon a lot of the same systems, such as battery banks and water tanks.

But, it’s important to make a choice that best suits you, your family, and your lifestyle. 

Let’s explore the pros and cons of boats and motorhomes so you can get started on your journey.


The amount of space you require will depend on the number of people embarking on your adventures, how much you want to bring with you, and how long you plan to go for. In the UK, campervans are restricted to 12 metres long, and 2.55 metres wide. 

Boats typically offer more space for living and storage than motorhomes, especially if you opt for a larger model. Trailable boats can be towed behind a motorhome and allow you to day sail at your chosen venue.


Boats may offer more comfortable living conditions, with features such as a fully equipped kitchen, bathroom, and sleeping quarters. Motorhomes may be more basic, with limited space for amenities and a smaller sleeping area.


Both boats and motorhomes can be used for a variety of activities, sightseeing, and relaxation. However, while motorhomes often require making a journey, boats offer relaxation and a completely different, water-based location without necessarily needing to go anywhere.


Both boats and motorhomes require ongoing maintenance, but boats may require more specialised care and attention due to their complex systems and the corrosive effects of water unless you store them ashore. Motorhomes may be easier to maintain, especially if you opt for a model with a simple mechanical design.


Both motorhomes and boats range widely in price, and like anything else, you get what you pay for. 

Similarly, both have seen prices increase since 2020 and, historically, have held their value well.

Both can be quite expensive to purchase, especially if you are looking at larger models. In addition to the initial purchase price, you will also need to budget for ongoing expenses such as fuel, insurance, maintenance, and storage. However, opting for a marine mortgage, or car finance, can help make this more affordable. 

Ultimately, the decision between a boat or motorhome will depend on your budget, preferred activities, and personal preferences. It may be helpful to try out both options, either by renting or borrowing, to see which one better suits your needs and lifestyle.

Promarine Finance is a leading provider of marine finance. To find out if you’re eligible, get a quote today.